Please Read Terms of Use and Disclaimers carefully before using this Web Site.

Acceptance of Terms

This web site and blog are operated by Susan Crowe, LLC. All information, tools, and services available from this site, to you, the user, conditioned upon your acceptance of all the terms, conditions, policies and notices stated here. Your use of this site constitutes your agreement to these Terms of Use. If you do NOT agree to these Terms of Use, please do NOT use this site. 

Accuracy and Completeness of Information

Susan Crowe, LLC is not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on the site. You agree that it is your responsibility to monitor changes to the site.

As a condition of your use of the site, you will not use the site for any purpose that is unlawful or prohibited by these Terms of Use or any applicable laws.

Materials You Submit

You acknowledge that you are responsible for any material you may submit via the site, including the legality, reliability, appropriateness, originality, and copyright of any such material. You may not upload to, distribute or otherwise publish through this site any content that (i) is confidential, proprietary, false, fraudulent, libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, infringing on intellectual property rights, abusive, illegal or otherwise objectionable; (ii) may constitute or encourage a criminal offense, violate the rights of any party or otherwise give rise to liability or violate any law; or (iii) may contain software viruses, political campaigning, chain letters, mass mailings, or any form of "spam." You may not use a false email address or other identifying information, impersonate any person or entity or otherwise mislead as to the origin of any content. You may not upload commercial content onto the site.

All personal information provided via this site will be handled in accordance with the site's online Privacy Policy. You represent and warrant that you own or otherwise control all the rights to the content you post; that the content is accurate; that use of the content you supply does not violate any provision herein and will not cause injury to any person or entity; and that you will indemnify Susan Crowe, LLC for all claims resulting from content you supply.

Disclaimers

Your use of this site is at your sole risk. The site is provided on an "as is" basis.

Susan Crowe, LLC expressly disclaims any warranty of any kind, whether express or implied, as to any matter whatsoever relating to this Site, including without limitation the implied warranty of merchantability, fitness for any particular purpose or non-infringement.

If you download any material from this site, you do so at your own discretion and risk. You are responsible for any damage to your computer system or loss of data that results from the download of any such material.

Limitation of Liability

IN NO EVENT AND UNDER NO LEGAL OR EQUITABLE THEORY, WHETHER IN TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE, SHALL SUSAN CROWE, LLC BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF ANY USE OF THE INFORMATION CONTAINED HEREIN, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS, LOSS OF GOODWILL, LOSS OF DATA, WORK STOPPAGE, ACCURACY OF RESULTS, OR COMPUTER FAILURE OR MALFUNCTION.

YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT NEITHER SUSAN CROWE, LLC  NOR ITS SUPPLIERS SHALL BE LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THE SITE. YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY OF THE ABOVE CLAIMS OR ANY DISPUTE WITH SUSAN CROWE, LLC IS TO DISCONTINUE YOUR USE OF THE SITE. YOU AND SUSAN CROWE, LLC AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES OR THE CAUSE OF ACTION IS PERMANENTLY BARRED. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, OR THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, ALL OR A PORTION OF THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

Indemnification

You agree to defend, indemnify and hold Susan Crowe, LLC harmless from and against any and all claims, damages, costs, and expenses, including attorney's fees, arising from and related to your use of the Site.

Links to Third Party Sites

As a convenience to users, this Site may link to other sites owned and operated by third parties and not maintained by Susan Crowe, LLC. However, even if such third parties are affiliated with Susan Crowe, LLC, Susan Crowe, LLC has no control over these linked sites, all of which have separate privacy and data collection practices and legal policies independent of Susan Crowe, LLC. Susan Crowe, LLC is not responsible for the contents of any linked sites and does not make any representations regarding the content or accuracy of material on such sites. Viewing such third party sites is entirely at your own risk.

Cautionary Language Regarding Forward-Looking Statements

This Site may contain statements, estimates or projections that constitute "forward-looking statements" as defined under U.S. federal securities laws. Any such forward-looking statements are inherently speculative and are based on currently available information, operating plans and projections about future events and trends. As such, they are subject to numerous risks and uncertainties. Susan Crowe, LLC undertakes no obligation to publicly update or revise any forward-looking statements.

Jurisdiction

Susan Crowe, LLC maintains and operates this Site from North Carolina, United States of America. These Terms of Use are governed and interpreted under the laws of North Carolina, United States of America. By using this site you consent to the jurisdiction of the courts located in North Carolina for any action arising from these Terms of Use. If any portion of these Terms of Use is deemed unlawful, void, or unenforceable, then that part shall be deemed severable and shall be construed in accordance with applicable law. Such a term will not affect the validity and enforceability of any remaining provisions. Susan Crowe, LLC 's failure to act with respect to a breach of these Terms of Use by you or others does not constitute a waiver and shall not limit Susan Crowe, LLC 's rights with respect to such breach or any subsequent breaches.

Disclaimer

This website and blog are the personal opinion of, written and edited by Susan Crowe, LLC. Susan Crowe, LLC may accept forms of cash advertising, sponsorship, paid insertions or other forms of compensation.  The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content. Susan Crowe, LLC may be compensated to provide opinion on products, services, websites, and various other topics. The views and opinions expressed on this blog are purely that of Susan Crowe, LLC. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.